A Complete Guideline on Auto Glass Replacement & Repair Insurance Coverage

Auto Glass Columbus

If your windshield gets damaged or shattered by a rock, your auto insurance may prove to be a great help. All types of damages are covered by auto insurance, often with no deductible. It is truly great news for the motorists, because it has been noticed that in spite of driving carefully, auto glass damage could take you by surprise any day.

The charges of fixing a chipped windshield are usually well below the deductible on your policy. That’s why, having windshield coverage, is so useful. The type of damage is a crucial factor to decide if it really needs an auto glass replacement all together or if it can be alright with just a repair.

· Interesting facts on windshield repair insurance-

To avoid paying hefty amounts of money on windshield replacement, most insurance companies pay for minor repairs free of charge. If the crack in your windshield is about the length of a dollar bill or less than 6 inches long, your insurer will cover the repair, completely waiving the deductable. Insurance companies always try to shun costly charges as much as they can. They only agree for replacement when it becomes absolutely unavoidable.

· Things you need to know about windshield replacement insurance-

In case of full auto glass replacement, you may have to cover part of the bill, usually your comprehensive deductible. You could get complete details on your comprehensive insurance deductibles from your insurance company. In most cases, companies offer coverage for aftermarket parts as they are much cheaper comparing to OEM quality glass. But it certainly doesn’t signify that you can only have an aftermarket windshield for your car. If your policy covers OEM, then you can demand it, the quality of product entirely depends on the policy you have taken.

Here is a list of documents required for windshield insurance claim-

1. Policy number

2. VIN

3. Personal info such as your name and date of birth

4. Vehicle make, model, and year

5. Details regarding the damage

So act quickly to fix any auto glass related issues, before they become expensive and life threatening!

Nick

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